SwiftDil Review 2026: Pricing, Features & Alternatives

PrimeBiometry Assessment

SwiftDil is a London-based compliance API covering AML screening, biometric identity verification, and document authentication from a single endpoint. The commercial pitch is operational consolidation: one vendor contract instead of separate relationships for each compliance function. Salesforce, Shopify, and Zapier connectors expand the reach beyond pure developer integrations, though the product is fundamentally API-first.

Two G2 reviews averaging 4.3 is a thin base. The company is UK-registered (ICO data protection registration ZA181003), confirming GDPR/UK GDPR obligations are taken seriously. Integration is via REST API and web portal; no mobile SDK is listed on the current product page.

Geographic focus matters for this vendor. SwiftDil’s AML database coverage and regulatory alignment are built around UK FCA and EU AMLD requirements. For buyers whose compliance obligations sit in those jurisdictions, this is an advantage. For US-first or APAC buyers, the fit weakens considerably.

Pricing Analysis

SwiftDil publishes transparent tier pricing, which is uncommon in the AML/KYC space. Three tiers, all billed annually:

Starter ($39/mo): AML screening only. Sanctions and PEP checks at $0.70/check. Right for businesses doing a few hundred checks per month with no document verification need.

Professional ($79/mo): Adds document verification ($0.75–$1.90/check depending on document type) and disqualified entities screening ($0.55/check). Sanctions/PEP drop to $0.55. The sweet spot for fintechs needing both AML and identity in one platform.

Premium ($159/mo): Full stack – adverse media coverage, document verification down to $0.35/check, identity verification at $0.35/check. Per-check rates drop 44% vs Starter. At ~1,000+ checks/month the Premium base fee is recovered quickly on the per-check savings alone. Company Insights (137M+ company profiles) is listed as coming soon at this tier.

The consolidation argument is real: replacing separate AML and KYC vendor invoices with one SwiftDil contract can reduce total compliance spend even if the per-check rate looks higher than a point-solution AML tool. Free sandbox access on all tiers removes trial friction.

FAQ

Does SwiftDil’s AML screening cover global sanctions lists or only UK/EU watchlists? SwiftDil offers AML screening as part of its platform. Confirm geographic scope before signing: specifically OFAC (US), UN consolidated lists, EU consolidated lists, and jurisdiction-specific PEP databases relevant to your customer base.

How does SwiftDil handle ongoing monitoring versus point-in-time AML screening? The platform is described as covering ongoing AML/KYC obligations, suggesting it supports re-screening against updated watchlists. Confirm re-screening frequency (real-time, daily, or weekly) and whether alerts surface in a dashboard or push via webhook.

What biometric capabilities does SwiftDil include? Biometric matching, facial recognition, liveness detection, and document scanning are all listed. Buyers requiring certified liveness (iBeta Level 2 or ISO 30107-3) should confirm the certification status of the liveness component specifically. Not every vendor that lists “liveness detection” holds formal anti-spoofing certification.

Is SwiftDil suitable for crypto exchange KYC under UK FCA registration? Crypto exchanges registered with the FCA under MLR 2017 need both identity verification and AML screening for all customers. SwiftDil’s single-API approach covering both obligations is directly relevant. Confirm coverage for high-risk jurisdictions and enhanced due diligence workflows before signing.

Does SwiftDil offer KYB (Know Your Business) verification? KYB is not explicitly listed in SwiftDil’s feature set. Regulated businesses needing to verify corporate entities (directors, UBOs, shareholders) alongside individual customers should confirm whether corporate verification is available or whether a separate vendor is needed.