KYC Verification Cost Calculator: Real Pricing for 25 Vendors

Per-verification pricing for KYC vendors ranges from about $0.05 at enterprise tier (Sumsub, Persona) up to $3–$5 per check at low volume on starter plans. Most mid-market vendors land between $0.55 and $1.50 per ID verification, with biometric liveness adding roughly $0.30 and AML/PEP screening adding $0.10 per check.

Enterprise-grade KYC vendors usually require a monthly floor between $49 and $500 even on per-check plans. Sumsub's published minimum is $149/mo, iDenfy's is $135/mo, and ComplyCube's starter sits at $49/mo. The calculator applies these floors automatically so low-volume estimates stay realistic.

Yes. Document-only is the cheapest tier. Liveness (passive or active) adds $0.20–$0.40 per check; AML/PEP watchlist screening adds $0.05–$0.15 per check. The calculator applies $0.30 and $0.10 respectively as market midpoints – toggle the add-ons above to see the impact on your volume.

Flat-rate micro plans (under $20/mo) only stay cheap inside their bundled volume cap – usually 5–50 verifications. Above that cap they switch to per-check overage rates of $1.50–$2.00 and become more expensive than purpose-built per-check vendors at scale. Per-check pricing is almost always cheaper above ~500 monthly verifications.

Sumsub, iDenfy, Veriff, ComplyCube, and Ondato all offer free trials (typically 14–30 days). Free production tiers are rare for KYC because each verification carries real compliance cost – providers either gate them at a few checks per month or require a paid commitment.

Crypto exchanges and iGaming platforms typically pay 1.5–2× the banking baseline due to elevated fraud rates, mandatory liveness detection, and heavier AML screening. Traditional banking negotiates the lowest per-check pricing at enterprise volume (often below $0.20 per check), while healthcare and insurance land in the mid range because HIPAA-adjacent data handling narrows vendor choice more than it raises unit price.

Batch verifications to hit enterprise minimums, unbundle liveness and AML add-ons if your risk tier allows document-only checks, and renegotiate contracts annually. Most published rates drop 15–30% above 10,000 verifications per month, and moving from month-to-month to annual commit unlocks a further 10–20% off list price at most mid-tier vendors.

KYC API pricing means you pay per verification call through a REST API, rather than a flat SaaS license. Sumsub, iDenfy, Veriff, Ondato, and ComplyCube all price this way: each check (document scan, liveness, or AML screen) is a billable API call, typically $0.25–$1.50 per call at mid-market volume. The alternative – flat monthly SaaS pricing with a bundled cap – is cheaper at very low volume but usually costs more per check once you scale past a few hundred verifications a month.

Onboarding a single customer through KYC typically costs $0.55–$1.50 for the initial verification (document + biometric check) at mid-market vendors, or as low as $0.05–$0.20 at enterprise volume. On top of that, ongoing per-customer costs apply if you run continuous monitoring: AML re-screening and PEP/sanctions checks add roughly $0.05–$0.10 per customer per month, billed against your active customer base rather than your onboarding volume.

Mostly, yes – identity verification (ID document + biometric liveness check) is the core component that KYC vendors price per check. "KYC pricing" is the broader term, since it can also include AML/PEP screening, KYB (business verification), and ongoing monitoring as separate line items. When a query says "identity verification pricing," it usually maps to the same $0.55–$1.50 per-check mid-market range covered above; "KYC pricing" can run higher once compliance add-ons are included.