Best KYB Software 2026: Compare 6 Tools
KYB (Know Your Business) is the business-entity equivalent of KYC: verifying that a company is legitimate, understanding who ultimately owns and controls it, and confirming those owners are not on sanctions or PEP lists. FATF Recommendation 24 made beneficial ownership verification mandatory for financial institutions onboarding corporate customers, and MiCA extended this to EU crypto asset service providers. We evaluated 6 platforms on UBO discovery depth, sanctions data sources, country coverage, and how much of the workflow can be automated versus requiring manual document collection.
Know Your Business (KYB) software verifies the legal identity and ownership structure of companies during B2B onboarding. It automates business registration lookup, beneficial ownership (UBO) discovery, sanctions and PEP screening of directors, and ongoing monitoring for adverse events. Required for financial institutions under FATF Recommendation 24.
6 vendors · Refine with more filters →
Editor's top picks
Picks based on UBO data depth, country coverage, and sanctions data sources. See evaluation methodology →
AI-driven KYC, AML, and fraud prevention in one API for regulated digital businesses.
Best forUK/EU fintech, crypto, and regulated financial services processing 500-5,000 verifications/month that need bundled AML + identity verification under one contract with full DiATF compliance
$99/mo
Global identity and age verification for KYC, AML, and onboarding in regulated markets.
Best forEU-regulated fintechs, telecom, and gambling platforms needing HIPAA-compliant IDV with transaction monitoring and virtual branch capabilities
€0.50–€1.40 per verification
All-in-one verification platform for user, business, and transaction monitoring.
Best forCrypto exchanges, iGaming platforms, and fintech apps needing a full compliance stack (KYC + AML + transaction monitoring) from a single API at transparent per-verification pricing
$1.35 per verification
Configurable identity verification workflows for fintech, healthcare, and marketplaces.
Best forFintech and marketplace platforms needing highly configurable KYC/KYB workflows with 200+ country document coverage
Starting at $250/month (12-month minimum)
Global KYC and AML compliance with identity and financial-crime risk screening.
Best forFintechs, crypto exchanges, and marketplaces needing flexible KYC/AML with pay-as-you-go pricing and 200+ country coverage
$0 / per check
SaaS and API platform for KYC, AML, and identity checks in financial services.
Best forRegulated businesses in the UK and EU needing a single API integration for AML screening, biometric KYC, and document verification
208+ countries · Europe
$39/month
KYB in 2026: UBO transparency rules tighten, automation expands
KYB (Know Your Business) software verifies a business's legal identity and ownership structure during B2B onboarding. The core workflow: confirm the company is registered and in good standing, map the ownership chain to ultimate beneficial owners (UBOs), screen those UBOs against sanctions and PEP lists, and generate an audit-ready report. Regulated financial institutions have needed this since FATF's 40 Recommendations; the market has expanded as fintech, crypto, and marketplace platforms face similar obligations.
The 2026 regulatory pressure comes from two directions. The EU's Beneficial Ownership Transparency Directive and national corporate registries now expose more UBO data via API, reducing the share of cases that require document collection from the customer. Simultaneously, shell-company networks are sophisticated enough that depth-of-search matters -- a tool that checks only the first layer of ownership misses UBOs concealed behind two or three holding entities. Vendors that connect to commercial data sources (Dun & Bradstreet, Refinitiv, Moody's Orbis) in addition to national registries are pulling ahead on complex corporate structures.
Pricing in KYB has consolidated around per-company models ($5 to $40 per entity verified) rather than per-check. Enterprise contracts include ongoing monitoring as a separate monthly fee. The operational question for buyers is how much of the onboarding flow can be automated: vendors that cover national registries in 50-plus countries via API can automate simple cases fully; complex multi-entity structures still land in manual review queues.
What separates a strong KYB platform from a basic company lookup tool
- UBO discovery depth. Confirm how many ownership layers the platform searches automatically. Two to three layers is common; four or more is needed for sophisticated structures. Ask whether the system flags circular ownership or orphaned UBOs.
- Data sources for beneficial ownership. National registries (Companies House, EDGAR, EU business registries) are free but incomplete. Commercial sources (Moody's Orbis, Refinitiv, D&B) fill gaps in jurisdictions with weak disclosure requirements. Ask which sources are included in the base price.
- Sanctions and PEP screening of UBOs. The identity verification piece applies to natural persons once discovered -- confirm the platform screens each UBO against OFAC, UN, EU, and UK HMT lists and generates audit trails linked to the corporate entity.
- Country coverage. If you onboard companies from 30-plus countries, confirm the platform has automated registry access (not manual research) for your top markets. US, UK, EU, and major APAC jurisdictions should be automated; emerging market coverage varies significantly.
- Ongoing monitoring. FATF expects ongoing monitoring of existing corporate customers for adverse events -- director changes, registry deregistration, new sanctions matches. Confirm whether the platform supports event-driven re-screening or only point-in-time checks at onboarding.
Read our full evaluation methodology →
Analysis & Guides
View allFrequently asked questions
What is KYB verification and who needs it?
KYB (Know Your Business) verification confirms that a company is legally incorporated, in good standing, and that its beneficial owners are not on sanctions or PEP lists. Any financial institution, payment processor, or crypto exchange that onboards corporate customers needs some form of KYB under FATF Recommendation 24. MiCA extends this to EU crypto asset service providers. Marketplaces and B2B SaaS platforms increasingly run KYB to reduce fraud risk, even where not legally required.
What is the difference between KYC and KYB?
KYC (Know Your Customer) verifies the identity of individual persons. KYB (Know Your Business) verifies the legal identity and ownership of companies. Both are components of an AML programme. In practice, KYB includes a KYC step -- once the UBO chain is mapped, the individuals at the top of it go through identity verification. Most enterprise KYC platforms (Sumsub, Veriff, ComplyCube, Ondato) include KYB as a separate workflow priced per entity rather than per person.
How long does KYB verification take?
Automated KYB for companies in jurisdictions with accessible registries (UK, US, most EU markets) completes in minutes for simple ownership structures. Complex multi-entity structures with UBOs in jurisdictions lacking public registries typically require manual research and take 1 to 3 business days. Enhanced due diligence cases (PEP matches, high-risk jurisdictions, complex structures) can extend to 5 to 10 business days, depending on how much document collection is required from the customer.
How much does KYB software cost?
KYB pricing typically runs $5 to $40 per entity verified at standard volume, with enterprise contracts adding ongoing monitoring fees ($0.50 to $5 per entity per month). Vendors that include commercial data sources in the base price (Moody's Orbis, Refinitiv) cost more per check but reduce the manual review rate. Platforms that charge separately for each data source can appear cheaper upfront but add up quickly at volume. Most vendors in this directory offer trial credits for KYB to test coverage in your target markets.